Whether to Dispute Errors Online or by Letters
Whether to Dispute Errors Online or by Letters We and other consumer advocates have long advised consumers to send disputes to the credit reporting agencies by mail rather than using the agencies’ online option. The main reason for using old-fashioned mail was that there was no way to send in documents to the agencies to show the consumer is right and the reports are wrong. Now, however, the bureaus online systems allow consumers the ability to upload documents, such as documents showing proof of payment. Consumers understandably like the online option because it is easier and faster. There is still...
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